For NYC hard money & private lenders
Catch refi-killers before you fund.
HPD class C violations, DOB stop-work orders, unpaid OATH fines — the silent killers that block refinance and turn a clean deal into a workout. Run a $9.99 check before LOI, or subscribe at $29/mo for your full pipeline.
How it fits your workflow
Three places this saves you hours.
- 1
Pre-fund risk check
Surface the violations title doesn't show, the unpaid fines that become liens, and the open DOB filings that block C-of-O. Run the check before you issue the term sheet, not after the wire goes out.
- 2
Portfolio re-underwriting
Bulk-scan your existing book quarterly. New violations and unpaid fines flag deals heading toward default before the borrower stops paying. $29/mo unlimited covers a 200-loan portfolio.
- 3
Refi diligence
Refi requests come in fast. A 30-second compliance check tells you whether the borrower's HPD record disqualifies them from your standard pricing — saves the underwriting committee a meeting.
Scope, honestly
What this is, and what it isn't.
What it is
- Open violations across DOB, HPD, OATH/ECB — with severity classification
- Unpaid municipal fines (lien risk indicator)
- Property tax estimate + assessment trajectory
- 10-year sales + mortgage history from ACRIS
- Per-borough coverage including small-multifamily and mixed-use
What it isn't
- Not a credit report — no borrower FICO or bank statements
- Not a flood certification — informational climate-zone only
- Not an income-and-expense pro-forma — no rent roll or T-12
- Not real-time — NYC Open Data lags 24–72 hours
- Not regulatory advice on whether your underwriting allows funding
“Many lenders refuse to refinance properties with serious unresolved HPD or DOB violations.”
— Actovia, NYC commercial lending data platform
Try one report.
$9.99 per address, or $29/mo unlimited (5 full report downloads during the 3-day Pro trial). Refund any time before PDF download.
Start 3-day Pro trial